CFPB Regulations

The Consumer Financial Protection Bureau

The CFPB has authority a variety of consumer financial products and services, including mortgages, credit cards, payday loans, loan servicing, and debt collection.

CFPB Rules and Policies

Ability to Pay/Qualified Mortgage Rule

Qualified Mortgage Rule

Payday Lending Rule

The Payday Lending Rule

Equal Credit Opportunity Act Valuation Rule

ECOA Valuations Rule

Loan Originator Rule

The Loan Originator Rule

Prepaid Rule

The Prepaid Rule

Home Mortgage Disclosure Act Rule

Home Mortgage Disclosure Act Rule

Mortgage Servicing Rules

Mortgage Servicing Rules

UDAAP Examination Procedures

UDAAP Examination Procedures
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